Could you provide clarification regarding the FFIEC vs. CFPB geocoding sites?

The CFPB has not yet launched their geocoding tool. Until that tool is made available, financial institutions may continue to use the FFIEC geocoding/mapping system or a comparable system like QuestSoft’s Instant Geocoder. According to the CFPB’s revised rules:

If a financial institution chooses to use an alternative geocoding tool that constitutes a procedure reasonably adapted to avoid census tract errors, the financial institution will receive the same Safe Harbor protections