Yes, unless the transaction qualifies for any of the criteria for reporting Not Applicable:
- Purchased covered loans;
- Transactions for which no credit decision was made (e.g., files closed for incompleteness, or if an application was withdrawn before a credit decision was made);
- Transactions for which the credit decision was made without relying on debt-to-income ratio;
- Covered loans or applications when applicant and co-applicant are not natural persons;
- Covered loan secured by, or an application proposed to be secured by, a multifamily dwelling.