What are the thresholds for reporting HMDA data?

On April 16^th, the CFPB issued its final rule on data reporting thresholds under HMDA.  The permanent threshold for collecting and reporting data about closed-end mortgage loans is 100 loans in either of the two the proceeding calendar years effective July 1, 2020. The permanent threshold for open-end lines of credit is 200 effective January 1, 2022.