If a borrower does not provide age or a date of birth, can we report Not Applicable for Age?

No. Not Applicable is available ONLY for the following circumstances:

• Purchased covered loans for which the financial institution chooses not to report the applicant’s or co-applicant’s age, Comment 4(a)(10)(ii)-3;
• Covered loans or applications when applicant or co-applicant is not a natural person, Comment 4(a)(10)(ii)-4.