If we originated open-end lines of credit under the required reporting threshold, can we optionally report? QuestSoft Support January 26, 2021 15:11 Updated Follow Yes. You are permitted to voluntarily report open-end lines of credit if you don’t meet the threshold. Related articles What are census tract numbers that start with 9900? What are the thresholds for reporting HMDA data? How do I determine whether a business or commercial purpose loan is HMDA reportable? What method is used to determine Total Units? Comments 0 comments Please sign in to leave a comment.