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HMDA Edits

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View answers to questions regarding HMDA edits. Simply click on a question below to see the answer.

  • Q617 has been frustrating. Is manual verification required per individual loan file?
  • What do we do if we get the error codes V660-1 and V660-2?
  • We have been using the loan amount reported on the LAR to calculate the CLTV on FHA & VA loans. Just to confirm, we just use the base loan amount?
  • For the CLTV on FHA and VA files, should we submit the CLTV calculated on the total loan amount to bypass the Quality Edit, or should we submit with CLTV calculated on base loan amount?
  • Why am I receiving a Q617 Quality Edit on my loans?
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